How a Resume Writing Service Can Help You

How a Resume Writing Service Can Help YouIt's difficult to get a job when it comes to the internet nowadays. The increased competition and the lack of education on how to successfully market oneself has caused some people to drop out of the workforce completely. Whether you are still searching for a job or you're ready to find a job, online resume writing service will help you out.First of all, you need to determine what your goals are with regards to a professional resume writer. Do you just want to write the resume yourself or do you have more specific needs? If you do have needs, a resume writer service will be able to match your skill set to what you want. You can choose to write a generic resume, which doesn't necessarily reflect your skills and experience, or you can choose a more customized one that is more specific to what you want.You can also hire a career counselor, but you should make sure that you are really paying for this help. Career counselors might tell you things y ou would like to hear, but they often charge a lot of money. If you truly need their help, you can just pay for it instead.With a resume writing service, you will only pay for what you use. You don't have to buy new software just to do it yourself. Instead, you can just pick and choose what features you want to include.A good resume writer will look at your skills and experience and choose which ones you should focus on in order to maximize your chances of landing a job. For example, if you're very organized, you should focus more on this aspect of your resume. They will also look at your CV to determine if you can perform the tasks that you want the potential employer to see on your resume.Cover letters and resumes are considered as one of the important parts of the job application. Your cover letter is what makes an interview even more exciting when your CV and resume are not even worthy of consideration. When it comes to cover letters, it would be much easier to get a job if you are good at writing a good letter.Resume writing service can help you out. There are many places where you can find one that you can use. Some of them are online, and there are some offline agencies as well. You just need to be sure that you have a reliable one in mind before you start looking for one.

Gender Pay Gap in Social Security, Retirement Income

Gender Pay Gap in Social Security, Retirement Income The gender pay gap is a hot topic in the presidential campaign, and President Barack Obama has been hammering on it, too. Women who work full-time, year-round, made just 79 cents for every dollar paid to their male counterparts in 2014, U.S. Census Bureau data shows. But the injustice of the gender pay gap also impacts retirement security, and the numbers are appalling. A woman who works full-time over a 40-year period loses $435,480 in lifetime income (today’s dollars) due to the wage gap, according to the National Women’s Law Center (NWLC), a nonprofit legal and advocacy group. Put another way, the typical woman needs to work 11 years longer than a man to achieve accumulated income parity. The income gap translates directly to lower income from Social Security and pensions â€" since those benefits are determined by wage history â€" and it hampers the capacity of women to save for retirement. And since women typically live longer than men, savings often must be stretched across more years of retirement. That makes pay inequity a retirement security double whammy. “When you put together all these factors, it’s not a surprise that women are left with greater economic insecurity in retirement than men,” said Fatima Goss Graves, senior vice president of NWLC. Fixing Current Policy The gap shows up in data on savings. Unmarried men are more likely than unmarried women to report having saved for retirement, and 44% of unmarried women have less than $1,000 saved, according to the Employee Benefit Research Institute. It also shows up in poverty data. In 2014, women over age 65 are more than twice as likely as men to live in poverty in 2014, NWLC reports. Paying women less than men for the same work has been illegal since 1963. Seven years ago, Obama signed the Lilly Ledbetter Fair Pay Act, which makes it easier for workers to challenge pay inequality. He announced last week that employers with more than 100 workers will be required to start reporting compensation data by gender to the federal government. The best way to achieve retirement income security, of course, is by closing the wage gap itself. But in the meantime, government should be making policy changes to soften the blow. Modernizing Social Security is an excellent place to begin. The average benefit in 2014 for women over age 65 was $14,234 a year, compared with $18,113 for men, according to Social Security Administration data. Sensible proposals have been offered that would improve benefits for women, such as beefing up survivor benefits, providing benefit credits for caregivers and increasing benefits at age 85. Requiring employers to open up workplace retirement saving plans to part-time workers also could help. Another good idea: improve the current Saver’s Credit, which is a nonrefundable tax credit up to $1,000 for low-income workers ($2,000 for couples) who contribute to workplace plans or IRAs. Many policy experts would like to see the credit made refundable â€" currently it is not available to workers who do not have a federal income tax liability. Being Proactive But what if you would rather not hold your breath and wait for an overhaul of federal policy? Kathleen Burns Kingsbury, an expert on wealth and psychology who has written extensively about women and financial planning, suggests ways that women can take steps to blunt the impact of wage inequality on retirement. That starts with taking a proactive stance in negotiating for more pay. “Women need to close the pay gap by learning how to negotiate and talk about money,” she said. When it comes to financial planning and managing money, it is not that women lack interest or knowledge, she notes. “Many women want to be more involved in their finances but struggle to find the time to do it. The financial literacy scores are about the same for men and women â€" in other words, both genders have work to do in this area. But women are more likely to admit when they don’t know something and therefore appear to have lower financial confidence than men.” Women who are working with financial advisers â€" or want to â€" should consider working with a “female-friendly adviser,” she said. “Some women are hesitant to take on investment risk and this can work against them when saving for retirement. But if you have an adviser you trust, you can learn how to take calculated risks and make investments that will help you reach retirement goals.”

3 Tips For Writing A Successful Cover Letter - Work It Daily

3 Tips For Writing A Successful Cover Letter - Work It Daily 3 Tips For Writing A Successful Cover Letter Job seekers without a flair for writing and storytelling may find it painfully difficult to put together an impressive cover letter. The most common way they start their cover letter is with words like, “I’m very pleased to submit my application.” But do you realize just how awfully stiff these words sound to employers? Related: 4 Inside Secrets To Writing A Great Cover Letter A cover letter is your personal introduction to the employer. It has to communicate your professional journey so far, or how you acquired the skills that you've listed in your resume. In the recruitment industry, narrating a story and driving home a point is considered a “very good” practice, really. You can also mention common contacts, crack a mild joke, and carefully build the interest of the person reading it. But before telling you how to do that, let’s find out what a cover letter is, and why it is so important: What Is A Cover Letter? According to the most common definition of a cover letter â€" it is a document sent with the resume to provide additional information about your experience and skills. It tells what qualifies you for the job and why prospective employers should hire you. It’s your chance to impress the reader and build a connection with him or her, which is why having a readable and honest cover letter will be the window to your dream job. 3 Tips For Writing A Successful Cover Letter When you sit down to write a cover letter, keep in mind the following points. They will help you create a nearly perfect cover letter. 1. Keep It Short First things first, never exceed the cover letter by two pages! Experienced recruitment professionals time and again give this advice to every job seeker â€" never write lengthy cover letters because no one has the time and patience to go through lengthy text that's not relevant to them. As a general rule, larger the company, the less important a cover letter becomes. The only exception to this general rule might be when you are applying for some very senior positions at a big company. Unless you are eyeing such posts, keep it short and sweet. 2. Write A Striking Introduction The very first lines of your cover letter should blow the reader’s mind. If they don’t, you’re application is going in the recycle bin, and that’s for sure! Don’t make it abstract by starting with something like, “I’m a highly skilled salesman with proven experience....” So what? Every person claiming the position will say the same. Instead, make it a little more striking by saying something like this: “I see that market sales have dropped drastically in your industry. I have 12 years of experience in international marketing in the same industry, and I’ve been able to increase sales at the last two companies where I worked.” Now that’s a killer opening for the employer. You’re making the same claim as above, but it sounds to be true. Alternate Way Of Starting The Cover Letter Not everyone will have prior experience or an experience to brag about. Statistics have proven that less than 10% job seekers get selected by responding to Internet ads. Most of us get jobs through personal contact. Maybe you went from company to company on your own, or your friends and family recommended you a position. If this is the case, begin your cover letter by saying something like, “XYZ recommended I get in touch with you about the sales job at your company....” Again, you’ve given it a personal touch, and chances are you’ll be recognized for that. 3. Write A Career Summary That's Tailored To The Job Now that the biggest hurdle of introducing yourself is past, you may elaborate more upon your skill set and career path. After the introductory lines, write a small summary about your career, tailored to fit the needs of the company you’re approaching. In the next paragraph, lay out your accomplishments (again only the ones relevant to this job). And, in the last paragraph, say when you’ll get in touch, or ask for an appointment or interview dates. This is a guest post. This post was originally published at an earlier date. Related Posts 5 Parts Of A Cover Letter (A.K.A. How To Write A Good One!) How To Write A Hot Cover Letter 7 Cover Letter Mistakes You Make When Applying Via E-mail   Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!